KeyNotes are Keystone publications and provide general information of relevance to the Boards of retirement funds. They not intended to be used as a substitute for specific professional advice (including, but not limited to, legal or tax advice). Each retirement fund’s specific circumstances may be different and these publications do not take such specific circumstances into account – as such, they may not be relevant (or appropriate) in all circumstances. They should, therefore, not be used to form the basis of any decision, without specific advice relating to that decision. Keystone accepts no responsibility or liability to any party for any consequences arising from reliance placed on these publication, or on the opinions expressed therein.
KeyNotes publications are prepared for our clients and visitors to our website. They may not be reproduced or distributed to any other party without our prior written consent.